This SNET Internet Personal Home Page Web Site Agreement (the "Agreement") is between you and the SNET Diversified Group, Inc. ("SNET") with a principal place of business at 227 Church Street, New Haven, Connecticut 06510. Use of the SNET Internet Personal Home Page Web site (the "SNET Web Site") signifies your agreement to the terms and conditions of use set forth below in the Agreement:

1. You acknowledge that you have read the terms and conditions of use and that you accept the terms thereof. YOU AGREE TO READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SNET WEB SITE. If you do not agree to these terms and conditions of use, you may not access or otherwise use this SNET Web Site. SNET may monitor your use of this SNET Web Site, and may freely use and disclose any information and materials received from you or collected through your use of the SNET Web Site for any lawful reason or purpose.

2. SNET reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement, in whole or in part, at any time. Notification of changes in the Agreement will be posted on the SNET Web Site.

3. The SNET Web Site is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions, and other copyright laws. The contents of the SNET Web Site are only for your personal, noncommercial use. All materials contained on the SNET Web Site including without limitation, news articles, fictional articles, articles of any other nature, photographs, images, illustrations, audio clips, video clips, code and software (collectively or individually the "Content") are protected by copyright, and are owned or controlled by SNET or the party credited as the provider of the Content. You will abide by any and all additional copyright notices, information, or restrictions contained in any Content on the SNET Web Site. You may not modify, publish, transmit, participate in the transfer or sale of, reproduce (except as provided in this Agreement), create derivative works from, distribute, perform, display, reverse engineer, decompile, disassemble or in any way exploit, any of the Content, or the SNET Web Site in whole or in part. You may download and make one (1) copy of the Content and other downloadable items displayed on this SNET Web Site for your personal, non-commercial use only, provided that you maintain all copyright and other notices contained in such Content. You will not store any significant portion of any Content owned by, or licensed to SNET, in any form. Copying or storing of any Content for other than personal, noncommercial use is expressly prohibited without the prior written permission from SNET or the copyright holder identified in the individual Content's copyright notice.

4. SNET may change, suspend or discontinue any aspect of the SNET Web Site at any time, including the availability of any SNET Web Site feature, database, or Content. SNET may also impose limits on certain features and services or restrict your access to parts or all of the SNET Web Site without notice or liability.

5. You represent, warrant and covenant that: (a) you shall not upload, post, transmit, distribute or otherwise publish through the SNET Web Site, any materials which (i) restrict or inhibit any other user from using and enjoying the SNET Web Site, (ii) are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent, (iii) constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law, (iv) violate, plagiarize or infringe the rights of third parties including, without limitation, copyright, trademark, patent, rights of privacy or publicity or any other proprietary right, (iv) contain a virus or other harmful component, (v) contain any information, software or other material of a commercial nature, (vi) contain advertising of any kind, or (vii) constitute or contain false or misleading indications of origin or statements of fact; and (b) that you are at least eighteen (18) years old. You hereby agree to indemnify, defend and hold SNET, and all its officers, directors, owners, agents, employees, information providers, affiliates, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of the Agreement or the foregoing representations, warranties and covenants, including, without limitation, attorneys' fees and costs. You shall cooperate as fully as reasonably required in the defense of any claim. SNET reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of SNET.

6. The SNET Web Site contains links and pointers to other related World Wide Web Internet sites, resources, and sponsors of the SNET Web Site. Links to and from the SNET Web Site to other third party sites, maintained by third parties, do not constitute an endorsement by SNET or any of our subsidiaries or affiliates of any third party site or content. SNET is not responsible for the availability of these third party resources, or their contents. You should direct any concerns regarding any external link to its site administrator or Webmaster. SNET does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed or distributed through the SNET Web Site. You acknowledge that any reliance upon any such opinion, advice, statement, memorandum, or information shall be at your sole risk. SNET reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the SNET Web Site.

7. SNET is under no obligation to review materials posted to the SNET Web Site by users, and SNET is not responsible for any such materials posted by users. However, SNET reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or government request, or to edit, refuse to post or to remove any information or materials, in whole or in part, that in SNET's sole discretion are objectionable or in violation of this Agreement.

8. THE SNET WEB SITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THE SNET WEB SITE, IS PROVIDED "AS IS." TO THE FULLEST EXTENT PERMISSIBLE BY LAW, SNET AND ITS SUBSIDIARIES AND AFFILIATES MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT ON THE SNET WEB SITE OR THE MATERIALS INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH THE SNET WEB SITE, FOR ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE SNET WEB SITE OR ANY LINKED SITE. FURTHER, SNET AND ITS SUBSIDIARIES AND AFFILIATES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. SNET DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SNET WEB SITE OR ANY MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SNET WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONETS. SNET AND ITS SUBSIDIARIES AND AFFILIATES MAKE NO WARRANTIES AND SHALL NOT BE LIABLE FOR THE USE OF THE SNET WEB SITE, INCLUDING WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN UNDER ANY DIRECT OR INDIRECT CIRCUMSTANCES, INCLUDING BUT NOT LIMITED, TO SNET'S NEGLIGENCE. UNDER NO CIRCUMSTANCES SHALL SNET OR ITS SUBSIDIARIES OR AFFILIATES BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT ARE DIRECTLY OR INDIRECTLY RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS AND FUNCTIONS IN THE SNET WEB SITE, EVEN IF SNET OR ITS SUBSIDIARIES OR AFFILIATES OR AN AUTHORIZED REPRESENTATIVE THEREOF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL SNET OR ITS SUBSIDIARIES OR AFFILIATES TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE) EXCEED $100.00.

9. Any or all material and information provided by you to this SNET Web Site may be included in a database owned by SNET and its subsidiaries and affiliates in which we have rights and interest, including but not limited to, the compilation copyright. We reserve the right to use any information you provide to us or that we obtain through your use of this SNET Web Site to the fullest extent permitted by law.

10. By posting or transmitting messages, uploading files, inputting data or engaging in any other form of communication (individually or collectively "Communications") to the SNET Web Site, you hereby grant to SNET a perpetual, worldwide, irrevocable, unrestricted, non-exclusive, royalty free license to use, copy, license, sublicense, adapt, distribute, display, publicly perform, reproduce, transmit, modify, edit and otherwise exploit such Communications, in all media now known or hereafter developed. The foregoing grants shall include the right to exploit any and all proprietary rights in such Communications including, without limitation, any and all rights under copyright, trademark, servicemark or patent laws under any relevant jurisdiction. You hereby waive all rights to any claim against SNET for any alleged or actual infringement of any proprietary rights, rights of privacy and publicity, moral rights, and rights of attribution in connection with such Communications.

11. You acknowledge that transmissions to and from this SNET Web Site are not confidential and your Communications may be read or intercepted by others. You acknowledge that by submitting Communications to SNET, no confidential, fiduciary, contractually implied or other relationship is created between you and SNET other than pursuant to this Agreement. SNET shall not be responsible for the payment of any monies to any party in connection with SNET's use of Communications submitted by you to the SNET Web Site.

12. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF CONNECTICUT, WITHOUT REGARD TO CONFLICTS OF LAWS PROVISIONS. SOLE AND EXCLUSIVE JURISDICTION FOR ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATED TO THIS AGREEMENT SHALL BE AN APPROPRIATE STATE OR FEDERAL COURT LOCATED IN THE STATE OF CONNECTICUT.

13. This Agreement constitutes the entire agreement between SNET and you with respect to your use of the SNET Web Site. Any cause of action you may have with respect to the SNET Web Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of the Agreement, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.